It’s a good idea to scan the area around ATMs before you use them. Be aware of anyone standing close by and always check the machine to see if it’s been tampered with before you use it.

Tell-tale signs of ATM fraud

Things to look out for are devices attached to the machine – some are more obvious than others. If you do see something suspicious contact the police and the bank.

Remember, if it doesn’t look or feel right then steer clear and, if possible, go inside the bank where it will be safer. And always keep a regular check on your transactions.

Stay sharp

We know it’s not always easy but we strongly advise you to have eyes in the back of your head when you’re at an ATM. Thieves will try to watch as you key in your PIN or distract you while you’re withdrawing cash. Be vigilant. Cover your PIN and keep an eye on your card at all times. If someone taps you on the shoulder or tries to speak to you, just ignore them.

When you have left the ATM, put your card away immediately.

Finally, be careful with contactless cards. You can obtain a card holder to prevent your card details from being inadvertently read.

We don’t want you to be paranoid, but being aware of your surroundings and not being distracted makes it harder for people to take advantage and less likely that they’ll try to.