If you have high value items such as jewellery, watches, passports, credit cards, computer data and identification documents, you may want to consider storing them in a safe.

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If you have high value items such as jewellery, watches, passports, credit cards, computer data and identification documents, you may want to consider storing them in a safe.

There are two options – either a home safe or a safety deposit vault.

Should you opt for a safe in your home, ensure it is fire rated. Home safes are also insurance rated according to the type and value of items designed to be placed inside, so check with your insurance company first to ensure you are adequately covered.

Position the safe carefully so it won't be easily discovered.

Don't place it in your bedroom as this is the first place a burglar will look. Be sure to effectively secure your safe by bolting it to a wall or floor. For more information on safes, see www.securedbydesign.com.

If you have a large amount of family gold or jewellery, you may want to consider using a safety deposit vault. This has the advantage of removing the risk of storing valuables in your own home and can also make your home less of a target to burglars.

Contact your insurance company should you opt for this, as it may impact on your current policy and premium. The National Pawnbrokers Association can provide more information about safety deposit vaults in your area.